What is a Flood?
Anywhere it rains, it can flood. A flood is a general and temporary
condition where two or more acres of normally dry land or two or
more properties are inundated by water or mudflow. Many conditions
can result in a flood: hurricanes, broken levees, outdated or
clogged drainage systems and rapid accumulation of rainfall.
Just because you havenít experienced a flood in the past,
doesnít mean you wonít in the future. Flood risk isnít just based
on history, itís also based on a number of factors: rainfall,
river-flow and tidal-surge data, topography, flood-control
measures, and changes due to building and development.
Flood-hazard maps have been created to show different degrees
of risk for your community, which help determine the cost of flood
insurance. The lower the degree of risk, the lower the flood
What Causes Flooding >>
Learn your risk, and find an agent, by taking Your Risk