Is your Coastal Rental Property policy being cancelled by your mass market insurance company? Is your agent having difficulty getting you replacement or adequate coverage?

Insuring a Rental Property at the New Jersey shore has unique needs that the mass marketed insurance companies do not take into account. Buying a one size fits all policy from one of the mass market insurance companies often times results in paying to much for insurance you don’t need and not having the insurance you do need. Unfortunately most Coastal Rental Property Owners don’t find what they have isn’t what they needed until after a loss occurs.

Most of the major insurance companies are cancelling and non-renewing the Coastal insurance around the country including New Jersey. These decisions are based on the major losses they incurred from storms such as Wilma, Rita and who can forget Katrina. But their decision is also based on their diminishing financial strength due to the down turn in the economy. These carriers have little choice but to cancel and non-renew as their one size fits all approach to insurance doesn’t work in the Coastal insurance environment.

At Coastline Insurance Agency we live at the New Jersey Coast, we work at the New Jersey Coast and we insure the New Jersey Coast. We deal with insurance carriers that have Insurance coverage design specifically for the New Jersey Coastal Insurance Market. Whether you are the owner of a single family home or condo unit that you rent out a few weekends per summer or you are the owner of a multi unit apartment building Hotel or Motel we can work with a company that will provide a comprehensive insurance program designed for your New Jersey Coastal Rental property.

Please Note: The information contained in this web site is provided to give a general understanding of the types of policies available for New Jersey Coastal Property Owners. The information provided is not a statement of coverage. For a complete description of coverage, always read your insurance policy including all endorsements.